The UK government is set to issue a second Cost of Living payment worth £300 in June 2025 to help eligible residents cope with rising expenses. This payment is part of a wider support scheme for low-income households, and many people are now asking: who qualifies, when will the money come, and how do you claim it?
Let’s break everything down in simple and clear terms.
What is the £300 Cost of Living Payment?
This £300 payment is the second installment of the UK government’s ongoing Cost of Living support plan for 2025. It’s aimed at helping households struggling with rising inflation, higher energy bills, food prices, and other day-to-day expenses.
The payment is tax-free, does not count towards the benefit cap, and will not affect any existing benefits you receive.
Who Will Get the £300 Payment?
To get the payment, you must be receiving certain benefits or tax credits during a specific qualifying period. These include:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit or Child Tax Credit (from HMRC)
It’s important to note that only income-based versions of JSA and ESA are eligible. If you’re on contribution-based ESA or New Style JSA, you won’t qualify unless you also get another eligible benefit.
What is the Qualifying Period?
While the DWP has not officially announced the exact qualifying dates yet, it is expected that claimants must have received one of the eligible benefits for at least one day between early May and early June 2025.
Once the dates are officially confirmed, the government will update the information on the official GOV.UK website.
When Will the £300 Be Paid?
The payment will be made automatically in phases starting from mid-June 2025 and continuing over a couple of weeks. There’s no need to apply or contact anyone – if you’re eligible, the money will be sent directly to your bank account.
Here’s a likely payment timeline based on previous trends:
- DWP payments (like Universal Credit, Pension Credit): Between 10 June – 24 June 2025
- HMRC payments (like Tax Credits): Around last week of June 2025
How Will the Payment Appear in My Bank Statement?
If you get your benefit from the DWP, the payment will show in your account as:
“DWP COLP” (Cost of Living Payment)
If you receive benefits from HMRC (like Working Tax Credit), the statement may read:
“HMRC COLS”
This helps you clearly identify the payment among other transactions.
Do I Need to Apply?
No, you don’t need to apply. The system is automatic. If you are eligible and were receiving one of the mentioned benefits during the qualifying period, the payment will come to you directly.
What if I Don’t Receive My Payment?
If you believe you were eligible but didn’t get the £300 by the end of June, you can report the missing payment. The government will open a support form on GOV.UK, usually within a week of the last expected payment date.
Before reporting, make sure you:
- Wait until the full payment window ends
- Double-check your benefit eligibility and dates
- Look for the exact wording on your bank statement
What About Future Payments?
This £300 is part of a 3-part support package. If the inflation or cost of living continues to impact households, more payments may be announced in future budgets or autumn statements.
For now, this payment is designed to offer direct help during summer 2025, especially as bills increase again.
Grant Wilkinson is a content editor at The Landscape Insight, where he helps to produce engaging and informative articles about the industry. With a keen eye for detail and a passion for quality, Grant works closely with a team of writers and designers to bring the latest news and insights to readers. You can reach Grant at – Grant@landscapeinsight.com or on Our website Contact Us Page.
