The UK Government is giving some much-needed support to help low-income families during the cost of living crisis. If you’re eligible for means-tested benefits, you could receive a second Cost of Living Payment of £300 this June 2025. This payment is part of the government’s broader support package to ease financial pressures.

Let’s break down everything you need to know about the £300 second payment – who gets it, when it’s coming, and how you can claim it.

What is the £300 Cost of Living Payment?

The £300 is the second part of a three-part Cost of Living Payment package announced by the UK Government for 2025. This money is aimed at helping people who are already receiving certain low-income benefits. The full support package includes three payments – one of £301 (given earlier), this one of £300, and a final £299 expected later in the year.

This payment is not taxable and does not affect your existing benefit payments. It is given automatically, meaning most eligible people do not need to apply separately.

When Will the June 2025 Payment Be Made?

According to official announcements, the £300 Cost of Living Payment is scheduled for mid to late June 2025. While exact dates have not yet been confirmed, the Department for Work and Pensions (DWP) has stated it will fall within this window.

You don’t need to do anything – if you qualify, the money will be automatically deposited into the same bank account where you receive your regular benefits.

Who Is Eligible for the £300 Payment?

To get the £300 payment, you must have been receiving one of the following means-tested benefits during the qualifying period (which will be announced soon):

  • Universal Credit
  • Pension Credit
  • Income Support
  • Income-based Jobseeker’s Allowance (JSA)
  • Income-related Employment and Support Allowance (ESA)
  • Working Tax Credit
  • Child Tax Credit

Important Note: Contribution-based JSA, contribution-based ESA, and New Style ESA or JSA are not eligible.

Also, if your benefit was reduced to £0 during the qualifying period due to things like sanctions, you might not receive the payment unless you later appeal successfully or report a change in circumstances.

How Will the Payment Be Made?

There is no need to apply for this £300 payment. If you are eligible and your benefit payments are up to date, the money will be sent automatically to your bank account.

Payments will show up with a unique reference, such as “DWP COL” or something similar, depending on your benefit.

Those receiving Tax Credits only (and no other DWP benefits) will get their payment slightly after the DWP sends theirs, usually within a few weeks, directly from HMRC.

What If You Don’t Receive the Payment?

If you believe you are eligible but don’t see the money by the end of June, you can report a missing Cost of Living Payment. The DWP will open a dedicated portal on its website for this. Make sure your benefit claim was active during the qualifying period and your bank details were up to date.

Other Support You Might Be Eligible For

Apart from the £300 payment, you may also be entitled to other government support, such as:

  • Warm Home Discount
  • Winter Fuel Payment
  • Household Support Fund through your local council
  • Disability Cost of Living Payment (£150 for those on disability benefits)
  • Pensioner Cost of Living Payment (for those who receive the Winter Fuel Payment)

You can check your eligibility and claim these through the official GOV.UK website or by contacting your local authority.

Final Thoughts

This £300 payment is a timely relief for millions of UK households. As the cost of food, energy, and rent continues to rise, any support can make a big difference. If you’re already receiving one of the qualifying benefits, make sure to keep your information up to date and watch for the payment in your bank account by the end of June.

To stay updated, keep an eye on gov.uk or trusted news sources, as the government will release official dates and more detailed guidance soon.

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